DebitScore grades your everyday spending habits: overdraft closeness, subscription load, and balance awareness. A self-check, not a credit score.
Free for early members. No credit card required.
What De Bits Core Does
A self-assessment score for debit spending habits: overdraft closeness, subscription load, and balance awareness, plus the truth about debit and credit scores.
A simple self-assessment across five spending habits, scored from your own answers.
How close your balance runs to zero each month, the single biggest overdraft predictor.
What share of your spending is recurring charges you no longer actively choose.
Whether you know your rough balance right now, and why that one habit changes everything.
Retake the assessment monthly and watch which habits move the number.
Clear explainers on what debit activity does and does not do to your actual credit score.
How De Bits Core Works
A few minutes of honest answers about buffers, subscriptions, and awareness.
See which habits scored well and which one is quietly costing you the most.
Work on one habit at a time and let next month's score confirm the change.
About
DeBitsCore — Score the way you spend. Part of the VentureOS network of 20,000+ smart entities, each built to create real value in its vertical. Backed by 63+ specialist agents, shared infrastructure, and a unified economy.
Generally no. Standard debit card use is not reported to credit bureaus, because no borrowing is involved. The explainers cover the exceptions, like certain reporting services.
No. The score comes from a questionnaire you answer yourself. Nothing connects to your accounts and no banking credentials are ever requested.
No. The score is an educational self-check on spending habits, not professional financial advice. For personal guidance, consult a qualified adviser.
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